Travel insurance, you see it at the tail end of booking a flight every time. It’s an annoying popup offering the service for a low cost. You stare at it and go back and forth with yourself wondering if you would lose your job or if your house will catch on fire. You look at the cost of your flight and that extra $8-20 would kill you so you choose to check the decline box and hope to God you have some good karma stored in a capsule for a rainy day. I know. Me too.